# Housing



Des Moines City Council Ward 3 forum: Neighborhoods and advocates

Thanks to Stefanie Running for a play-by-play of the October 10 candidate forum for Des Moines City Council Ward 3, featuring Michael Kiernan, Josh Mandelbaum, and Abshir Omar. First-person accounts of campaign events are always welcome at Bleeding Heartland. -promoted by desmoinesdem

6:30 PM
It’s really a lovely night. Mid 60s, you can smell fall emerging from the hundred-year-old neighborhood trees and the glowing sunset inching forward sooner each day. Max Knauer and Kate Allen have been working with neighborhood associations and advocacy groups since August putting this forum together. I volunteer as a social chair for Gray’s Lake Neighborhood Association (GLNA), so I’ve seen the work that they’ve put into the program. They’ve scheduled the forum right in the heart of my own neighborhood, so it’s barely a half mile for me to travel.

As I arrive, other neighborhood reps are setting up, Knauer fields questions from co-sponsors and attendees alike. The candidates arrive. I’ve spoken to all three digitally via email or facebook. Tonight I introduce myself. I’m Stefanie Running. I’ll be the rep for this very neighborhood. I’ll also be writing about tonight’s forum for Bleeding Heartland. All three are gracious and welcoming.

Unpacking my camera gear, I realize it’s non-functional. I forgot something. I can’t go back home because the event is about to start and I didn’t drive. So I sit and I prepare to take notes. I apologize, dear reader, for my lack of photos. That’s my favorite part. Sadly, what I lack in photos, I’m going to make up for in article length. I apologize in advance.

To make this article a little more readable, from this point on I’ll show the panelist’s comments in bold, the candidate responses will be in standard font, and my own comments in italics.

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Twelve depressing facts about racial disparities in Polk County

The Des Moines metro area has received top-ten rankings from dozens of national organizations or publications that evaluate the job climate, housing markets, or other factors affecting the quality of life.

Unfortunately, extensive research on the State of Black Polk County revealed “significant racial disparities in the traditional economic and financial indicators including banking, savings, employment, and housing.” The Directors Council and State Public Policy Group coordinated the yearlong project, producing the first-ever “snapshot of the financial stability and well-being of African Americans and Africans living in Polk County.” Iowa’s largest county is home to more than 31,000 black people, a little less than 30 percent of the estimated statewide African-American population.

I first learned of this study, now nearly six months old, when Teree Caldwell-Johnson presented key findings to congregants at Temple B’nai Jeshurun in Des Moines during a break between Yom Kippur services on September 30. The full report is after the jump. For each portion, I’ve highlighted the facts and figures that most struck me.

These numbers partially explain why analysts for 24/7 Wall Street ranked the Des Moines metro area the country’s ninth-worst city for black people in 2015 and the third-worst last year.

On a related note: The Fifth Annual Iowa Summit on Justice and Disparities, co-sponsored by the NAACP, is happening in Ankeny next Tuesday, October 10. More details are here and near the end of this post.

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Keeping all our options open: A vision for a "new century farm" in Johnson County

Thanks to Kurt Friese for this perspective on a controversy that brings together concerns over land use, local foods, and affordable housing. Fellow Johnson County Supervisor Rod Sullivan explained his vote on the proposal here. -promoted by desmoinesdem

It what might be called the most contentious vote of my time so far on the Board of Supervisors, on June 23 we chose one of three potential concepts for “phase 2” of the planning for the historic Johnson County Poor Farm. The concept, titled “New Century Farm,” is the most ambitious of the three, and is the only one of the three that keeps all our options open.

What it does not do is sell off public land to private developers, nor “pave the poor farm,” nor create urban sprawl. But I’m getting ahead of myself. First, a little background.

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A Word of Caution on Local Control

Pete McRoberts describes how some local officials in Iowa lobbied against a 2016 bill designed to protect domestic violence victims from eviction. -promoted by desmoinesdem

It’s impossible to spend any time at the state legislature this year without hearing phrases like “local control” and “home rule” discussed in concert with any number of progressive questions. At yesterday’s public hearing on a statewide preemption bill, many people based their opposition on these same ideas, specifically, that a local government “knows best for its residents,” and that city councils are where big decisions should be made.

The Iowa Constitution, and state law, both support this idea – within some clearly defined boundaries. Home rule is simple; it generally means local governments are in charge when there’s no contrasting state law, or when they are acting to execute an identified city power.

These rights exist for a reason; there are more than 900 cities in Iowa, each with their own local issues. The boundaries exist for that same reason, but on the other side of the ledger – a person’s rights can never be diminished because of a local decision. Home rule and local control work when both of those parts are understood.

An example of local control and home rule falling apart came to my attention in 2014, when activists began a multi-year response to abusive local ordinances in Cedar Rapids and Des Moines which hurt survivors of domestic violence, and set them up for eviction upon calling the police when they needed to. It was a full-blown battle. Those cities spent hundreds of thousands of dollars in taxpayer money to defend their corrupt ordinances, all in the name of “home rule” and local control. They nearly won.

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What you need to know to fight the next four terrible Iowa Republican bills

Republicans have already inflicted immeasurable harm on Iowans during the 2017 legislative session, taking rights away from more than 180,000 workers, slashing funding for higher education and human services, and approving the third-smallest K-12 school funding increase in four decades. The worst part is, they’re nowhere near finished.

Iowa Senate Minority Leader Rob Hogg has flagged twelve of the most destructive bills still alive in the GOP-controlled House and Senate. Any Iowan can attend public hearings scheduled for March 6 or 7 on four of those “dirty dozen” bills. Those who are unable to come to the Capitol in person can submit written comments on the legislation or contact Republican state representatives or senators directly by phone or e-mail.

Here’s what you need to know about the four bills most urgently requiring attention.

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Democrats in Denial

Jeff Cox presses his case on why Donald Trump won the presidency. Many Democrats from the party’s Bernie Sanders wing will agree. -promoted by desmoinesdem

What Went Wrong, and the Way Forward.

Democrats continue to be in denial about what went wrong in the November elections. It was not the fault of the FBI, or “the Russians”, or the unjustly vilified Julian Assange, or Wikileaks, or Clinton’s emails. It was a nationwide rejection of the policies of the Democratic Party, which have generated an economic recovery characterized by low wages, wealth inequality, job insecurity, and health care insecurity.

Our first political task is to turn the Democratic Party back into a majority party at every level of government and in all parts of the country, as it was in the wake of the New Deal. In order to do that, it is important to understand what went wrong under Democratic leadership.

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12 examples of President Barack Obama being weak during his first term

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Former Maryland Governor Martin O’Malley’s presidential campaign is pushing a new line of attack against Senator Bernie Sanders: in 2011, Sanders said President Barack Obama was “weak” and perhaps should face a challenger in the 2012 Democratic primary. O’Malley’s communications staff have also pushed out reports suggesting Sanders himself was considering a primary challenge to Obama and failed to campaign vigorously for the president’s re-election later in 2012 (not that Vermont was ever in play for Mitt Romney).

Those talking points may fire up Democrats who already resent the fact that the self-proclaimed democratic socialist Sanders has always campaigned as an independent. But I doubt they are a promising line of attack for moving caucus-goers and primary voters away from Sanders and toward O’Malley. The inconvenient truth is that Obama’s record hasn’t always lined up with progressive principles or with his own campaign promises. I suspect those who “feel the Bern” are more likely to agree with than be offended by Sanders’ critique of the president.

I don’t know yet for whom I will caucus, the first time I’ve ever been undecided so late in the election cycle. But I count myself among those “millions of Americans” Sanders described as “deeply disappointed in the president” during the interview O’Malley’s campaign portrays as harmful. I caucused uncommitted in 2012 to send the message that the president “hasn’t stood up for core principles of the Democratic Party.” Moreover, O’Malley’s own stump speech hints at some valid reasons for Democrats to be disaffected by Obama’s rightward drift.

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Two Iowa metros on list of ten "worst cities for black Americans"

The Des Moines metro area has made plenty of “best places” lists during the last five years, but Chamber of Commerce types won’t be bragging about the top ten ranking that appeared last week. After examining “the disparities between white and black Americans in several economic and social measures” across the country, Thomas C. Frohlich and Sam Stebbins of the 24/7 Wall St. website “identified the 10 worst cities for black Americans.” The authors noted, “Four of the cities with the worst racial inequality are in Illinois, two are in Iowa, and all are in the Midwest.”

Follow me after the jump to learn why the Des Moines metro area ranked ninth and the Waterloo/Cedar Falls metro area tenth on this list.

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Iowa Congressional voting catch-up thread: Banking, taxes, and cybersecurity

It’s been a while since Bleeding Heartland checked in on how Iowa’s four U.S. House members have been voting. After no House roll calls for more than two weeks, the second half of April has been unusually busy.

Follow me after the jump to see how Republicans Rod Blum (IA-01), David Young (IA-03), and Steve King (IA-04) and Democrat Dave Loebsack (IA-02) voted on more than a dozen bills that reached the House floor this month, covering a range of economic, fiscal, and security issues.

Incidentally, I’m always intrigued by how rarely members of Congress comment on bills they vote for or against on the House floor. For instance, I didn’t see any press release from Blum, Loebsack, Young, or King about any of the legislation discussed below. Instead, members of Congress often play up bills they’ve introduced which have zero chance of becoming law. This month Blum has repeatedly publicized work on lost causes such as co-founding a caucus backing term limits for members of Congress, and introducing a lifetime ban on lobbying by members of Congress. Like Steve King’s attempted end-run around the U.S. Supreme Court on marriage equality, Blum’s posturing has more to do with image-making than legislating.  

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Three suburbs of Des Moines named to "50 Best" list

Business Insider put three central Iowa suburbs on its new list of 50 “best suburbs in America.” Business Insider cited schools, short commutes, and low costs of living among the reasons Waukee ranked 37th, Ankeny 36th, and Johnston 25th. On all of those counts, and more, I favor Windsor Heights, Iowa’s only “inner ring suburb.”

1. Windsor Heights residences feed into either the Des Moines or West Des Moines school districts. Both contain good high schools and a more diverse student body than the growing-too-fast Waukee, Ankeny, or Johnston schools.

2. Homes in Windsor Heights have more character than the cookie-cutter housing developments in “taupetown.” Moreover, a lot of these older brick homes were built to last, in contrast to the cheap construction that’s gone up lately in outlying suburbs.

3. Commutes are even shorter in Windsor Heights, only 10-15 minute drive from most places in the Des Moines metro area (more like 20 minutes to the airport or State Fairgrounds).

4. Windsor Heights is better-served for bike trails than the suburbs mentioned by Business Insider.

5. Most lots in Windsor Heights have mature trees.

Incidentally, I reject the premise that suburbs always offer a higher quality of life. My dozen or so favorite Des Moines neighborhoods are in my book nicer places to live than Ankeny, Waukee, or Johnston as well. Not even close.

Weekend open thread: Affordable Iowa edition

What’s on your mind this weekend, Bleeding Heartland readers? This is an open thread.

Des Moines continues to make national news as a place with a generally high quality of life. This week NBC’s Today show named Iowa’s capital as “the city where regular folk can live a rich life,” because the “cost of living is almost 10 percent below the average for the country.” Last summer, Forbes magazine named Des Moines the country’s best city for “business and careers,” noting it was “the only place that ranks among the top quartile in at least nine of the 12 metrics we graded the cities on.” Previous research indicates that Des Moines has “one of the shortest commute times in the nation with an average commute of about 19 minutes.”

But given that Iowa wages skew lower than salaries in many other metro areas, how affordable is Des Moines, really? The U.S. Department of Housing and Urban Development and the U.S. Department of Transportation recently launched a Location Affordability Portal that takes into account “the percentage of a family’s income dedicated to the combined cost of housing and transportation in a given location.” (I’ve posted more explanation after the jump.) The algorithm takes into account that many Americans are now spending more on transportation than on rent or mortgage payments, so you can’t just look at housing costs when deciding whether a particular neighborhood is “affordable.”

On this page you can search by a specific address, a zip code, city, county or state to pull up information on average household income and how much a household in that area could expect to spend on housing and transportation.

Windsor Heights (zip code 50324) has a “location affordability” rating of 42 percent. The average household could expect to spend 25 percent of annual income on housing and 17 percent on transportation. Affordability numbers on the west side of Des Moines (50311) are similar. The near north side of Des Moines (50314) is more affordable, and the combined average cost of housing and transportation is lower still on the south side (50315) and around downtown (50309).

Residents in the Iowa City zip code of 52242 can expect to spend less on transportation (16 percent of annual income) but a lot more for housing (39 percent), for a total location affordability of 55 percent. The Cedar Falls zip code of 50613 has a nearly identical combined affordability rating as downtown Iowa City (54 percent), but residents can expect to spend less on housing (29 percent) and more on transportation (25 percent)–unless they take advantage of the bicycle-friendly atmosphere in Cedar Falls.  

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Themes of Attorney General Tom Miller's re-election campaign

Iowa Attorney General Tom Miller launched his campaign for a ninth term today with events in Des Moines, Cedar Rapids, and Dubuque. His official statement, posted below, elaborates on Miller’s recent response to critics of his work and highlights the following “achievements for Iowans in the last three years”:

1. Miller’s “leadership in negotiating the national mortgage servicing settlement with major banks,” resulting in “payment of more than $40 million to Iowa homeowners and funding the Iowa Mortgage Help Hotline, which has helped thousands of Iowans with mortgage foreclosure issues.” (Roughly 6,000 Iowa borrowers received checks for $1,480 as part of the settlement–hardly adequate compensation for losses they suffered because of lenders’ mortgage servicing abuse.)

2. Protecting consumers against various kinds of fraud.

3. Helping to prosecute both violent and white-collar criminals, strengthening laws against child pornography and enticement of minors, improving victim assistance services to Iowans who have suffered from family violence or sexual assault.

4. Saving millions of taxpayer dollars by defending the state in various lawsuits.

5. Protecting the environment through “18 enforcement actions during the last three years involving air pollution, water pollution, and illegal solid waste disposal.”

Miller also promised to work on more issues during his next term, including “abuses by for-profit colleges,” “shoddy debt collection practices,” “ways to strengthen human trafficking and consumer protection laws,” and “the challenges of the e-cigarette.” UPDATE: Radio Iowa posted audio from one of Miller’s press events today.

I have not heard of any Republicans planning to challenge Miller in 2014. He was unopposed in 2006 and defeated Brenna Findley by a comfortable 55.5 percent to 44.4 percent margin in 2010 despite being outspent during the campaign and facing negative television commercials.

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Grassley, Senate Republicans block another Appeals Court nominee

This summer, Democrats and Republicans in the U.S. Senate reached an informal deal to allow presidential nominees to be confirmed more smoothly without any new limits on the minority’s filibuster powers. The deal held for a while, allowing a bunch of stalled nominations to move forward. But filibuster reform may be back on the agenda soon, because today Republicans including Iowa’s Senator Chuck Grassley blocked the confirmation of two more presidential nominees today: Patricia Millett for the D.C. Circuit Court of Appeals, and Representative Mel Watt to be the Federal Housing Finance Agency director. All the Senate Democrats, including Iowa’s Tom Harkin, voted for the cloture motions on the Millett and Watt nominations.

Millett is highly qualified for the judgeship, so instead of pretending to have a substantive case against her, Grassley says the D.C. Circuit doesn’t have a large enough caseload to justify more judges. That didn’t stop him or other Senate Republicans from voting to confirm all of President George W. Bush’s nominees for that court, as Judith E. Schaeffer explained in this excellent background piece on the controversy. Other analysts have discussed the many problems judicial vacancies are creating in the federal court system. As the ranking Republican on the Senate Judiciary Committee, Grassley helps set the tone for the GOP on these confirmations.

After the jump I’ve posted Grassley’s Senate floor statement on the Millett nomination, comments from the Iowa Fair Courts Coalition, and an excerpt from Schaeffer’s post on Grassley and the D.C. Circuit. I haven’t seen any comment from Grassley on the Watt nomination but will update this post if he explains why he opposed him. According to Peter Schroeder of The Hill, “GOP lawmakers argued Watt lacked the experience to oversee Fannie Mae and Freddie Mac.”

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New Obama tv ad: You don't quit, and neither does he

President Barack Obama’s campaign launched a new television commercial today in nine swing states, including Iowa. The 60-second spot and annotated transcript are after the jump. This commercial focuses on how the president dealt with the challenges facing him when he took office. Unlike the Obama campaign’s last tv ad, this one does not mention his Republican opponent, Mitt Romney.

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Ten views of the mortgage settlement

Iowa Attorney General Tom Miller announced yesterday “a landmark $25 billion national joint federal-state accord over mortgage foreclosure abuses and fraud, and unacceptable nationwide mortgage servicing practices.” My gut says this deal lets lenders off too easily and will do virtually nothing for most foreclosure fraud victims. A $2,000 check isn’t much for people who wrongfully lost their homes, and the amount earmarked for principal reductions would rescue only a tiny fraction of “underwater” borrowers.

I’ve posted five versions of the case for the agreement after the jump, along with five statements from critics of the deal. Miller’s press release includes details on what borrowers in Iowa could receive. Please share your perspective in the comments.

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The 10 biggest Iowa political blunders of 2011

Let’s review the most boneheaded moves from the year in Iowa politics.

This thread is not about wrongheaded policy choices. It may be stupid to cut early childhood education programs, kneecap the state Environmental Protection Commission, or pass an “ag gag” bill that would never survive a court challenge. Yet all of those actions carry potential political benefits, since they appeal to well-funded interest groups or a large group of voters.

My top ten list of Iowa politicians’ mistakes is after the jump.

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Obama's latest housing plan may be too little, too late

President Barack Obama went to Las Vegas yesterday to unveil his administration’s latest proposal to help homeowners facing possible foreclosure. About a quarter of all U.S. homeowners are “underwater,” which means their homes are not worth as much as they owe on their mortgages. Nevada has an extremely high foreclosure rate and suffered one of the worst boom-bust cycles in the housing market. It’s also a swing state in presidential elections, which made it a perfect venue for Obama yesterday. I wish his team were putting as much effort into crafting a housing policy that would help people.

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Tom Miller should quit while he's behind

A full year has passed since Iowa Attorney General Tom Miller became leader of a 50-state working group to investigate mortgage fraud. In recent months, seven Democratic attorneys general have broken away from efforts to reach a broad settlement with major lenders, as the flaws in Miller’s approach to negotiations have become more clear. This week news broke that the AG working group are offering new concessions in order to reach a deal with financial institutions.

Miller should give up this charade.  

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Opposition growing to Tom Miller's sweetheart deal for banks

Iowa Attorney General Tom Miller kicked his New York counterpart Eric Schneiderman off the executive committee for the 50-state working group on foreclosure fraud yesterday. As leader of the working group created last October, Miller has drawn criticism for negotiating lenient terms for major lenders and not investigating some shady foreclosure practices. His latest move is another sign that Miller leans toward terms favored by banks and their Obama administration allies.  

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Austerity politics not serving Obama well (updated)

President Barack Obama got a little bounce following Osama bin Laden’s killing, and the weak Republican field of challengers has helped give the president an advantage in recent swing-state polls. Public Policy Polling’s latest Iowa survey found Obama leading all the named Republican candidates by at least 9 points, for instance.

However, Obama’s position looks much more tenuous if the 2012 election is about “the economy, stupid.” According to the latest nationwide Washington Post/ABC News poll, disapproval for how Obama has managed the economy is at record-high levels, and the incumbent trails former Massachusetts Governor Mitt Romney among registered voters.

The “great recession” was not Obama’s fault, but no one can credibly claim his administration did the best it could to boost the job market and housing sector. By next November, the U.S. may be in a double-dip recession. Complicating matters for Obama, he has played into the eventual GOP nominee’s strongest arguments against his record on the economy. Follow me after the jump for details on the new national poll and the latest bad economic news.

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Weekend open thread: No shortage of bad news

Frantic efforts to control the situation at Japan’s Fukushima nuclear power plant have not had much success during the past week. The areas of greatest concern appear to be the reactor in unit 3 and the spent fuel pool on the roof of unit 4.

President Barack Obama indicated yesterday that the U.S. and its allies may embark on a new military campaign in Libya, if Colonel Muammar el-Qaddafi does not comply with demands for a cease-fire with rebels. On Thursday the United Nations Security Council authorized military action against Qaddafi. Like other commentators, I don’t feel reassured by Obama’s promise that the U.S. won’t deploy ground troops in Libya. The president’s reasoning for intervening there (but not elsewhere to avert atrocities) is not convincing.

The Des Moines Register has published front-page stories three days in a row on an Ankeny couple who exploited a loophole in mortgage law to get a nice house for free. Lee Rood’s reporting suggests the couple misrepresented their assets to obtain the mortgage and were in a position to know about the loophole before they closed on their house (without the wife signing the documents). I don’t condone obtaining a house by fraudulent means, if that’s what has occurred in this case. That said, foreclosure fraud by lenders appears to be far more prevalent than the scheme this Ankeny couple may have implemented. Most of the time the mainstream media ignores stories about innocent homeowners jerked around by banks. I hope the Register will follow up with a number of front-page stories about that side of the foreclosure story.

Iowa State University economist Neil Harl argued that Republican tax cut proposals won’t spark economic growth. Speaking on Iowa Public Television’s “Iowa Press” program,

“The question is what is in the best interest of this state in terms of long-term economic growth,” Harl said. “What attracts companies to come to Iowa? I don’t think it’s potholes in the streets. I don’t think it’s a third-rate school system. I don’t think it’s a situation of starved universities.” […]

Harl said he opposes the Republican plans because they would inevitably cut into state revenue needed to support the services he believes are the real attraction for businesses. One of Iowa’s main assets is a high quality of life, he said.

“I think it’s a state that’s viewed as forward looking and offers a great environment for a company to move into,” he. “This is being sold on the grounds that it will attract more companies here, but I really doubt that.”

As part of a Chapter 11 bankruptcy reorganization, Borders will close its West Des Moines bookstore by the end of May. For now, Borders plans to keep its stores in Ames, Dubuque and Davenport open. Even though I support locally-owned businesses like Beaverdale Books, Borders is one chain I will be sorry to see go.

I’ll close this gloomy post on an upbeat note: less than one week remains before Planned Parenthood’s giant semi-annual book sale at the State Fairgrounds.

This is an open thread. What’s on your mind this weekend, Bleeding Heartland readers?

UPDATE: And on March 19, the U.S. launched air strikes in Libya. Happy Iraq War anniversary! This is not going to end well.  

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Tom Miller's foreclosure settlement draws fire

Since last October, Iowa Attorney General Tom Miller has been leading a national foreclosure working group involving attorneys general from all 50 states. The group was supposed to investigate “robosigning” and other abuses that led to many wrongful foreclosures. Last week the five largest mortgage servicers in the U.S. received a proposed settlement from Miller’s group, and the American Banker posted the settlement terms here (27-page pdf file). Financial penalties will be determined later; $20 billion seems to be the most likely figure, and it’s not clear how that money will be used.

Miller described the settlement offer as an attempt to “change a dysfunctional system” and “reach an agreement good for banks and good for homeowners.” Many observers charge the deal would do little to correct abuses by mortgage lenders and contains nothing to compensate victims of past misconduct. More details and analysis are after the jump.

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Weekend open thread: Hot-button issues edition

What’s on your mind this weekend, Bleeding Heartland readers? Some news that caught my eye recently:

Tens of thousands of people in Wisconsin have protested against efforts by Republican Governor Scott Walker and the GOP-controlled legislature to impose big benefit cuts on public employees and curtail their collective bargaining rights. The 14 Democrats in the Wisconsin Senate left the state to deny Republicans a quorum for passing the anti-union bill. I’ve been following the day to day news on the Uppity Wisconsin blog.

Joel Northup, a wrestler for Linn-Mar high school, qualified for the state tournament but defaulted when his bracket paired him with Cassy Herkelman, a girl from Cedar Falls. Herkelman and Megan Black of Ottumwa made history this year by becoming the first girls to qualify for the Iowa high school state wrestling tournament.

Johnson County supervisors voted 5-0 on Thursday to ban firearms and dangerous weapons from buildings, lands and vehicles owned by the county. Some Republicans in the Iowa legislature are pushing a bill that would bar local governments from restricting guns in that manner.

State Senator Mark Chelgren’s stupid comments about Iowa’s voluntary preschool program for four-year-olds prompted Mr. desmoinesdem to look up information about pre-primary education in the Communist bloc. Contrary to Chelgren’s assertion that the Soviets started indoctrinating children early, when “they’re so malleable,” the USSR provided essentially day care rather than formal education for children under age 7.

The Internal Revenue Service declared this month that breast pumps are a tax-deductible expense, reversing a determination made last fall. A quality pump can cost hundreds of dollars. Pumping has its detractors but can be invaluable for working women who want to continue breastfeeding, or for women whose babies are unable to breastfeed.

Zach Wahls, whose testimony against the marriage amendment at an Iowa House public hearing went viral on YouTube, appeared on the Ellen show this week.

Governor Terry Branstad’s double-dipping (continuing to draw his $50,000 state pension while receiving a $130,000 salary as governor) made news in Iowa a few days ago. Branstad’s communications director, Tim Albrecht, said the governor “made a significant personal sacrifice” by resigning as president of Des Moines University. In that job he had received more than $350,000 per year.

One low-profile story that should be getting more attention is the wide-ranging spending cut bill under consideration in the House of Representatives. H.R. 1 would decimate funding for too many good programs to list in this post. For example, Iowa would lose $12 million in K-12 funding for various programs, $116 million in Pell grant funds, $1.4 million for vocational and adult education, $6.9 million for job training, $1 million for mental health and substance abuse treatment grants, $4.3 million for various low-income housing programs, $28 million in clean water-related funds, $28 million for Community Development Block Grants, and $1.3 million for justice assistance grants. Key transportation programs nationwide would also lose funding, including public transit and high-speed rail.

This is an open thread.

Miller speaks about nationwide foreclosure investigation

Iowa Attorney General Tom Miller spoke out this week about changes attorneys general and bank regulators will seek in order to resolve major problems in the banking and mortgage servicing industry. Miller has led the national mortgage foreclosure working group since October. He discussed the investigation and possible terms of a settlement in a recent Des Moines Register interview and in a December 14 meeting with advocates for reform to reduce foreclosures and compensate homeowners.

Miller’s remarks suggest the settlement will focus on ending all “robo-signing” practices, increasing the number of loan modifications and reducing principal to help keep people in their homes. The investigation may lead to criminal prosecutions as well. More details are after the jump.

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Crime-fighting the focus of Tom Miller's first commercial

Iowa Attorney General Tom Miller started running television commercials this week. I didn’t see the video on YouTube or his campaign website, but I taped it during the lunchtime newscast on KCCI. UPDATE: The video is now available on YouTube:

My transcript:

Male voice-over: His number one priority: protecting Iowans. Attorney General Tom Miller [photo of Miller, words “Tom Miller Protecting Iowans” on screen]

582 dangerous criminals sent to prison for life–Tom Miller. [Words “582 in prison for life–Tom Miller Attorney General” on screen]

84 sex predators and rapists kept in prison beyond their original terms. [words “84 predators and rapists kept in prison” on screen]

And he continues to lead the fight in the legislature for tougher laws on sex predators–Tom Miller. [photo of Miller, words “tougher laws on sex predators, Tom Miller Attorney General” on screen]

A mortgage hotline helping twelve thousand Iowans struggling to keep their homes. [words “12,000 home owners helped” on screen]

Cracking down on crime, standing up for Iowans. Tom Miller: A tough crime-fighter, a proven attorney general.

They certainly mentioned his name a lot of times, which is important for an incumbent who’s not in the news every day. I would like Miller to emphasize his consumer protection work, but I’m not surprised he went with the “tough on crime” angle. Republican attorney general candidate Brenna Findley is running tv and radio ads emphasizing her commitment to locking up sex predators (which implies the incumbent is not doing that job).

Miller has lobbied the state legislature for tougher laws on sex predators, so his commercial is accurate. I think it’s worth noting that while the U.S. Supreme Court has upheld state laws keeping sex offenders in custody beyond their terms, the programs “have almost never met a stated purpose of treating the worst criminals until they no longer pose a threat.”

The mortgage help hotline is important, and Miller should talk more about that kind of work before the election.

Speaking of foreclosures, the Attorney General’s Office announced today that Miller “is leading a 49-state bipartisan mortgage foreclosure working group, as part of a coordinated national effort by states to review the practice of so-called ‘robo-signing’ within the mortgage servicing industry.” The Wisconsin-based Daily Reporter has more on that effort. I’ve posted the press release from the AG’s office after the jump.

UPDATE: The Iowa Student Bar Association of the University of Iowa College of Law is sponsoring a debate between Findley and Miller, now scheduled for October 20 at the law school in Iowa City. Law students will submit the questions in advance.

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We're number 32! We're number 32!

On Oprah Magazine’s new list of “100 Things That Are Getting Better”:

Legalizing gay marriage in 2009 + producing artisanal charcuterie (try La Quercia’s organic prosciutto) + University of Iowa football landing among the top 25 college teams for the fifth time this decade + ranking second on MainStreet.com‘s Happiness Index = one seriously happening Hawkeye State.

That’s an odd set of data points, but then, the whole list is rather eclectic. Iowa ranks just behind “Our reputation around the world,” “The Beatles” and “Undersea exploration” and just ahead of “Surgery,” “Wind power” and “Dental visits.”

I didn’t realize Oprah was on record supporting marriage equality, but good for her. I don’t eat prosciutto, but I’ve heard good things about La Quercia. (Oprah neglected to acknowledge Iowa’s outstanding artisan cheeses.)

Iowa ranked second on MainStreet.com’s Happiness Index because of the 50 states plus Washington, DC, we had the fourth-lowest rate of non-mortgage debt as a percentage of annual income, the fifth-lowest unemployment rate, and the sixteenth-lowest foreclosure rate. Only Nebraska scored better overall.

Now, nobody tell Oprah about our lousy water quality.  

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Culver appoints new economic development director

On Monday Governor Chet Culver appointed Bret Mills as the new director of the Iowa Department of Economic Development. Mills will replace Fred Hubbell, who agreed to serve as interim IDED director this fall after Mike Tramontina resigned due to problems with Iowa’s film tax credit.

Up to now, Mills has been director of the Iowa Finance Authority. Also on Monday, Culver appointed Joe O’Hern to replace Mills as IFA director. For the last three months, O’Hern has been interim deputy director of IDED.

In addition, Culver announced plans to move the HOME Investment Partnership program from IDED to the Iowa Finance Authority: “This not only will help streamline our housing efforts, but it will ensure that IDED is staying true to its mission: attracting new businesses, growing current companies, and retaining and creating jobs statewide.”

The press release from the governor’s office contains more background on the HOME program and short official bios of Mills and O’Hern. Given their qualifications, they should have no trouble being confirmed by the Iowa Senate.

The film tax credit fiasco sparked the turmoil at IDED, and the department won’t issue new credits under that program for the remainder of this fiscal year. However, film credits already awarded will cost taxpayers tens of millions of dollars.

The upside is that all state tax credits are being subjected to much more scrutiny. Debates about scrapping or scaling back some of the business tax credits will be among the most contentious issues of the 2010 legislative session. Ordinarily, I would not expect legislators to defy any well-funded corporate interests, but this year the budget is so tight that I see no way they can continue with the status quo. Lee Rood reported for the Des Moines Register earlier this month:

Iowa’s incentives for filmmaking may have been the most generous in the country, but they were not the first of the state’s tax credits to skyrocket in cost.

Over the years, other carrots offered by the state to stimulate job creation, development and research have grown dramatically – while sometimes being subject to limited oversight.

A Des Moines Register review of some of the state’s biggest tax credit incentives found state leaders had reason to worry about runaway costs, lack of transparency and waste long before Iowa’s botched attempt at using tax breaks to jump-start a film industry made international news.

That review found the state auditor had identified almost identical oversight problems in another tax credit program; state law required almost no outside oversight of some of the biggest credit programs; and authorities already knew that a portion of projects that tapped the most widely used programs had problems […]

In yesterday’s Register, Rood reviewed five tax credits that “could cost the state more money over the next five years than the film-making tax incentives […] for research, job training, historic preservation, development in distressed areas and high-quality jobs.”  

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Des Moines metro rated fourth-best "bang for the buck" area

Forbes.com compiled a list of the best “bang for the buck” cities in the U.S.:

To find the cities that offer the most bang for the buck, we looked at the country’s 100 largest Metropolitan Statistical Areas–geographic entities defined by the U.S. Office of Management and Budget, for use in collecting statistics– across these measures: foreclosures as a percentage of home prices; vacancies; unemployment rates; a three-year job-growth forecast; a three-year home-price forecast; housing affordability; median real estate taxes; and median travel time to work.

The Des Moines/West Des Moines metro area ranked fourth out of 100:

With low unemployment, at 6%, few vacancies and a promising home price forecast, the real estate market shows fresh signs of robustness. And its home prices make it possible for budget-conscious home buyers to get in the door–it scores above average for home price affordability.

The Omaha/Council Bluffs area ranked first on the Forbes.com list, and also ranked first on the list of cities “best surviving the recession. “No other Iowa metros were large enough to be considered for this analysis.

Click here and scroll down for more details on the methodology used to assess unemployment and healthy housing markets. Click here for the list ranking all 100 most populous metro areas. If you’re feeling down now that snow has arrived in Iowa, consider how much more affordable life is here compared to most of the sun belt cities.

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How would Iowa Republicans fund these projects?

The I-JOBS Board met in Cedar Rapids today and awarded money for the first time, approving eight flood recovery projects worth $45.5 million. All of the projects are in Linn County except for $500,000 awarded to help the city of Elkader build a new fire station. More details are in this press release from the governor’s office, which I have posted after the jump.

Attacking the I-JOBS bonding program has become a staple of Iowa Republicans’ speeches and newsletters (see also here and here). I would like Republicans to explain how they would pay for flood recovery projects like the ones approved today. Or would they prefer “small government” that doesn’t repair public libraries or build new county offices and fire stations?

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How you can track I-JOBS spending

The official website for the I-JOBS infrastructure bonding initiative launched yesterday. It’s easy to navigate and includes, among other things:

*the rules for applying for I-JOBS money;

*details on how the bonding money will be directed to various types of infrastructure (transportation, disaster recovery and prevention, environment and water quality, telecommunications and renewable energy, and housing);

*a page where citizens can submit any question about the I-JOBS program;

*an interactive map on the main page which, as I-JOBS money starts to be awarded later this year, will allow users to click on any Iowa county to find out which projects affect that county’s residents.

You can receive updates on the I-JOBS program on Twitter as well.

The only thing I couldn’t find on the site is a link for reporting waste and abuse of I-JOBS money. If that’s not on the site, it should be added, and if it’s already there in an obscure location, it should be moved somewhere easier to find. The official page on the use of federal stimulus funds in Iowa has a link for reporting stimulus fraud right on the main page. Perhaps the I-JOBS webmaster could follow that example, or at least put a link for whistleblowers in the “helpful links” section.

Republicans will be looking for any slip-up in the use of I-JOBS money to bolster their misleading talking points about the infrastructure bonding initiative. It should be easy for Iowans to report any problems they see in their communities.

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